Credit card rewards always sound like a good idea – until you dig into the fine print. Blackout dates, earning exemptions, redemption restrictions and other unsavoury gremlins love to hide beneath the glossy surface.

With Affinity’s new Member Rewards program, though, earning and redeeming are as simple as it gets. Use your card, earn points, redeem points for cash – any time, anywhere. Because rewards should feel rewarding. Isn’t that kind of the point?